Make your home more efficient and save money.

Key Features

  • Flexible Terms
  • Easy Application
  • Online Payments

Looking to upgrade to more energy-efficient heating, cooling, and other home options?  We have partnered with Mass Save to offer our members 0.00% Financing for approved projects.  As a participating lender, we can help with anything from heating and water-heating equipment new windows, central A/C, heat pumps, insulation, and more.

Mass Save Heat Loans offer interest-free financing opportunities for energy-efficient home upgrades such as heating and water-heating equipment, central A/C, heat pumps, insulation, and more.

If you want to get started, please contact your oil company or contractor, or call Mass Save at 866-527-SAVE to schedule a Home Energy Assessment.

Please click here for more information on Mass Save HEAT and its process.

Once you have received your HEAT Loan Authorization Form, you can submit your application for interest-free financing on our website.  Click the blue Apply Now button above and choose the personal loan application. Or, if you prefer, contact us by phone and get your loan going immediately.   

  • Online application and closing for most loans
  • Typical loan approval and closing in 24-28 hours
  • Loan Terms vary depending on loan amounts and work approved