Athol Credit Union is committed to helping the local community grow and thrive. We work hard to find financial solutions that help our members meet their goals, including the goal of home ownership. We offer the same home loan products as large national banks or mortgage brokers, plus grant programs that are only available through credit unions.

Each person visiting ACU for a home loan has unique circumstances. We strive to work with our members to find the products that best fit their needs. We search for the best rates, lowest down payments, affordable closing costs and fees, and lowest possible private mortgage insurance (PMI). Most importantly, we offer our insight on what products will help our members find the home they want while keeping them financially healthy. We want our members to feel like they have a partner when navigating the home buying process, from pre-qualification all the way through the final closing.

Home Mortgage Loans

ACU offers a wide variety of home mortgage solutions tailored to meet the needs of our credit union members. Traditional fixed and adjustable rate mortgages are available, as well as specialty programs for first-time home buyers (some of which are only available to credit unions).

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Home Equity Loans & Lines of Credit

Whether you want to finance a home improvement project, consolidate credit card debt, or take that well-deserved vacation, a HELOC or Home Equity Loan can help. You earned the equity in your home, now use it to your advantage with our low rates and flexible terms.

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Construction Loans

Are you ready to build your dream home? A construction loan will help you finance your project. Funds are dispersed as work is completed, and you only have to worry about a single closing during the process.

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Land & Building Lot Loans

Have your eye on the perfect piece of property for a new home or camp? ACU knows that financing building lots requires unique products. We offer loan terms up to 10 years with competitive rates.

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Purchase & Rehab Loans

If you are the type of person searching for a new project, or someone willing to put in sweat equity into a fixer-upper, this is where you should start. Our purchase and rehab loans allow you to finance both the purchase and renovation expenses on your new home.

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