We all know that having great credit isn’t just about having a high credit score. When you have good credit, doors open that were once closed. A high credit rating can mean lower interest rates and better terms on loans, easy access to emergency funds, and even a better chance at approval on an apartment lease.

At ACU, part of our mission is to provide our members with resources that can help Improve their financial health. That’s why we developed the Credit Builder Loan. It is a great option for those who want to build credit or are hoping to take out a major loan (like a mortgage) in the future, but need to first improve their credit score.

If you are interested in a Credit Builder Loan, please give us a call at (978) 249-3527.


Key Features

  • Improves Credit
  • Lump Sum Payment
  • Online Account Management
  • Easy online payments
  • Money held in insured savings account
  • Once term is up, member received lump-sum payment
  • Each payment helps improve credit score