A credit-builder loan is designed to help you who have little or no credit history build credit.



Key Features

  • Improves Credit
  • Lump Sum Payment
  • Online Account Management

ACU offers a great loan program for those interested in building or re-building their credit.  Here’s how it works — we hold the loan amount in a savings account while the member makes payments on the loan. After the loan has been paid off, ACU provides the member with a lump sum payment. This is helpful for those who need to get their credit score up for a future loan application (such as a mortgage) or for those who just want to build a better credit history.

  • Helps to boost credit score with each payment
  • Member receives lump-sum payment at the end of the term
  • Online payment & account management