Athol Credit Union offers an array of loans to help our members finance important purchases, meet their financial goals, or cover costs when an unexpected expense arises. Unlike credit cards, loans tend to offer lower interest rates and flexible terms, so you end up paying less over the life of your loan. Plus, applying for a loan online is quick and easy, with no visit to our branch required!

Personal Term Loans

Personal loans are a fantastic option to help cover unexpected expenses or to consolidate high rate credit cards or get you out of perpetual payday loans. We have terms up to 60 months, along with competitive interest rates that tend to be lower than credit card rates. If you are struggling due to COVID-19, check out our Helping Hands Loans, with APRs starting at 1.99%.

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Auto Loans

Most people think financing a vehicle purchase through the dealership is the best way to go, but did you know that we can often offer you a better rate and terms on your loan? We also refinance existing loans from other institutions, which means you can always check with us to make sure you are getting the best financing available for your new or used car.

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Motorcycle Loans

Are you ready to hit the open road on a new or used motorcycle? We offer 95% financing plus flexible terms up to 60 months on your purchase.

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Boat, Camper and Trailer Loans

Have your eye on a new fishing boat? How about a camper for a little summer fun? ACU offers up to 95% financing and flexible terms for new or used boats, campers, and travel trailers.

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ATV & Snowmobile Loans

Yes, we can help with these vehicles as well! If you are considering a new or used ATV or snowmobile, contact us before you finance your purchase with a dealer. Our rates are usually lower with better terms.

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Credit Builder Loans

Do you have a low credit score, or maybe no credit score at all? We have a loan that will help get you back on track. Our Credit Builder Loan helps you build your credit and savings at the same time.

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