Online Banking

Personal Business

Banking Services

Online Banking

Online Banking provides banking in the comfort of your home or office. We are helping you change the way you bank. Access account information, review and pay bills, transfer funds, find out if a check has cleared or when a bill is due. And do it all when you want, at a time convenient for you. Convenient, fast, and secure.

Online Bill Pay

Because our Online Bill Pay service is so secure and reliable, we offer you a 100% Payment Guarantee! You will never pay a late fee or penalty for a properly scheduled payment.

With Online Bill Pay You Can

Please consult our current fee schedule for more information.


You can now view, print, and save your statement(s) on your PC. 6 months of statements will be saved on the eStatements Site. Sign up now. It's FREE!

Medallion STAMP Signature Guarantee

A Medallion STAMP Signature Guarantee is a bonded guarantee that your signature is actually your signature. It is used often in the securities market...for instance, if you own a mutual fund, and you move, and you then try to sell off some of the fund, you must wait at least 30 days after you submit your new address to the mutual fund company. If you want the money sooner than that, you must affix a medallion signature guarantee. We offer this service completely FREE to our members.


CardValet® helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardValet app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

Alerts Ensure Safe, Secure Card Usage:
Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. CardValet can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.

Location-Based Alerts and Controls:
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.

Usage Alerts and Controls:
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.

Card On/Off Setting:
When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.

Additional Capabilities
CardValet also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:
• Real-time balance inquiries
• Locating ATMs

Key Benefits
• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance

Notary Public

Athol Credit Union provides notary services free of charge to our members.

Direct Deposit

With Direct Deposit, saving money is easy! Your payroll, retirement, Social Security, or other recurring checks can be electronically deposited into your ACU accounts. There's no lunch-hour lines, postal delays, or theft to worry about. Your money is in your account and ready to use.

MasterMoney ATM Debit Cards

With the Athol Credit Union MasterMoney Card, you can enjoy a whole new level of banking and shopping convenience. Now you can pay for purchases without cash, without checks and without credit cards. At the same time, have quick and easy access to cash and your Athol Credit Union checking account 24 hours a day. All with one amazing card! A new, easier way to shop.

The same easy way to bank. With your Athol Credit Union MasterMoney Card, you'll be able to:

Telephone Banking

Access your accounts, check your balances, and transfer funds, from anywhere you roam - cell phone, car phone, office or home.

Allows our members to have 24 hour access to their accounts by phone.


Want protection against returned items? Sweeps transfer is a service offered to you that enables checking account overdrafts to be paid with funds transferred from your other ACU accounts. Please consult our current fee schedule for more information.

Overdraft Privilege

Have you ever...

We cannot promise or guarantee these things will never happen. But what we can do is consider Overdraft Privilege.

Rather than automatically returning unpaid all insufficient items that you may have, we will consider without obligation on our part, payment of your reasonable overdrafts up to your assigned ODP limit.

Please consult our current fee schedule for more information. For more information please call us tollfree at 1-866-305-9888 to speak to a Member Service Specialist.

U.S. Savings Bonds

U.S.Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio. Over 55 million people are taking advantage of Savings Bonds' competitive rates.

Domestic and International Wires

As a member of Athol Credit Union you can utilize the wire transfer service to transfer money domestically or internationally. Wire transactions can be set up right at our branch. Please contact a Member Service Specialist toll-free at 1-866-305-9888 if you have any questions. Please consult our current fee schedule for more information.

Automatic Transfer Management

Finding time to pay bills can be a real chore. That's why automatic transfer management from your ACU checking or savings account will make your life a lot easier. Payments are automatically deducted from your checking or savings account every month to pay your ACU loan.