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    Financial Education & Counseling

    We've partnered with GreenPath to give our members the best financial education and counseling.

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Our Services

Make Your Transaction No Matter Where You Are

Our secure, useful, and convenient features take care of your banking needs.

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Home Loans

Achieve Homeownership with Ease

  • Get Pre-Qualified
    Let’s take a look at some financial info and then figure out your homebuying budget.
  • Choose Your Loan
    Pick the right financing program for your home — from fixed-rate to construction loans.
  • Close on the House
    Take care of some paperwork, make your closing costs, and get the keys to your new place.

Make Move-In Plans

ACU MOBILE APP

The tool you need to take control of your finance anytime, anywhere.

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Member Services

Your Convenience Comes First

Banking really is better when it’s local.

Refer a Friend - Get Cash Reward

Got a friend who needs a loan or a new  checking account? Earn cash for each friend who gets an ACU loan or checking account

Lost or Stolen Card

Call toll-free: (866) 305-9888 and select option #6.
If you use online banking, use the CardHub to turn your debit card off to prevent any fraudulent charges.

Switch to ACU

Ready to make the switch to better banking? We make it easy — just follow a few simple steps to become a member.

Testimonials

What Your Neighbors are Saying

  • 06/21/2025

    Community Canvas

    • Community Canvas will be held at the YMCA Community Center, 486 Main Street, Athol, MA.
    • The dates are June 21, July 19 and August 2 with 2 sessions, 11am to 12:30pm & 12:30pm to 2pm.
    o The ice cream truck will be there 12noon to 1pm only.
    • Due to limited spaces, we are asking that you sign up for ONE DATE AND TIME-SLOT ONLY. If you would like, We can put you on a waiting list if space becomes available.
    o If a space becomes available, you will be notified by email 3 days prior to the event. You must respond by the Thursday before the event to be added. There will be no walk-ins. Event is by pre-registration only.
    • Please review the available Dates and times by clicking on this link to sign up
    https://www.signupgenius.com/.../10C054FA4AF29AAFDC61...
     
    SIGN UP EACH CHILD SEPARATELY AND PLEASE SIGN UP AT LEAST 3 DAYS IN ADVANCE.
    Registration cut off dates:
    June 21- Sign up by June 18
    July 19 – Sign up by July 16
    August 2 – Sign up by July 30
    Spaces are limited, so be sure to sign up early. You will be notified by email if the a date or time slot is full.
  • 06/12/2025

    95th Anniversary Celebration 

    ACU will being doing a special drawing for our 95th anniversary on Thursday June 12th, all items brought in that day will be entered to win ACU gear and $50.00 gift card to Walmart.
     
    Please also stop by to grab a cupcake! from Corner Cafe
  • 07/08/2025

    Bingo 

    Come enjoy lunch with Athol Credit Union at 12:00PM after lunch we will play Bingo. There will be prizes! Please register at the Athol Senior Center to participate. 978-249-8986

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