Effective August 18, 2025
| Fee Type | Fee Amount |
|---|---|
| SAVINGS ACCOUNT FEES: | |
| Lost Passbook Fee | $20 |
| CERTIFICATE OF DEPOSIT/IRA EARLY CLOSE OUT FEES: | |
| Early close out Under 12 months | 3 months of interest |
| Early close out 12 months and over | 6 months of interest |
| IRA Rollover Fee (Outgoing) | $35 |
| IRA Transfer Fee (Outgoing) | $30 |
| CHECKING ACCOUNT FEES: | |
| Fresh Start Checking: | |
| Monthly Service Charge without Direct Deposit | $9.95 |
| Monthly Service Charge with Direct Deposit | $7.95 |
| Ideal Business Checking: | |
| Checks Deposited over 150 | $0.10 each |
| Checks Paid Over 100 | $0.10 each |
| MONEY MARKET FEES: | |
| Monthly Service Charge (minimum balance of $500.00) | $5 |
| ONLINE BANKING FEES: | |
| Bill Pay ACH Rejection | $30 |
| Bill Pay Stop Payment | $30 |
| LOST ATM/DEBIT CARD REPLACEMENT FEES: | |
| Lost ATM/Debit Card Replacement | $20 |
| Rush Order | $30 |
| RETURNED DEPOSIT FEES: | |
| Personal Account | $7.14 |
| Business Account | $7.14 |
| OVERDRAFT & NSF FEES: | |
| Overdraft/ Insufficient Funds | $30 |
| Sweeps | $10 |
| Consecutive Day Overdraft (after 10th business day) | $30 |
| WIRE TRANSFER FEES: | |
| Domestic Incoming | $15 |
| Domestic Outgoing | $25 |
| International Wires Incoming/Outgoing | $50 |
| MISCELLANEOUS FEES: | |
| Account Activity Printout | $3 per page |
| Account Reconciliation/Research | $30 per hour |
| Copy of 1099 | $5 |
| Counter Check | $2 for 4 checks |
| Copy of Check | $3 |
| Copy of Statement | $5 |
| Dormancy Charge after 2 yrs | $10 per month |
| Levy | $75 |
| Treasurers Check | $3 |
| Money Order | $3 |
| New Account Closing (Within 6 Months) | $15 |
| Notary | FREE (members) $1.25 per page (non-members) * |
| Abandoned Property | $50 |
| Returned Mail | $10 |
| Stop Payment | $30 |
*An appointment is required for all notary services.
